XML GATEWAY INTERFACE
Using industry standard XML the gateway interface enables you to populate an XML schema with details concerning the card transaction. This is then securely submitted from your web server to the payment servers that return the result of the authorisation to your web application. Payment results are typically returned in 6 seconds. Integration can be carried out from Windows or Linux based servers or any other web servers for that matter. The XML gateway is run as a web service and can be interfaced to using Windows .NET, Web Proxy, Secure HTTP POST and SOAP. As well as integration into web sites and servers the XML interface can be used by any application that can communicate with web services using the methods described over TCP/IP.
In addition to the standard card authorisation process the XML gateway optionally supports the use of
- Address Verification System (AVS) and Card Security Code (CSC/CVV2)
- Payer Authentication Enrolment Check ( 3DSecure - Verified by Visa / Mastercard SecureCode )
- Fraud Screening System
As the gateway is based on XML this allows for additional features and services to be provided within the same authorisation framework in the future.
In order to use the XML payment gateway for processing credit card debit card payments you you will need to have a UK Merchant Account with one of the major UK card acquirers. You will also require a secure web site to ensure card details are handled securely on the public internet.